What Are the Most Approved Disability Claims for Social Security Benefits?
If you are living with a disability that prevents you from working, you may be eligible for Social Security Disability Insurance (SSDI) benefits.
SSDI is a federal program that provides monthly income to people who have a medical condition that meets the Social Security Administration’s (SSA) strict definition of disability.
However, the SSA does not equally approve all disabilities. This article delves into the most common types of disabilities that qualify for Social Security Disability Insurance benefits and provides tips on how to enhance your chances of approval.
source:(Evans) Disability)
Musculoskeletal Disorders
Musculoskeletal disorders are conditions that affect the bones, muscles, joints, tendons, or ligaments.
They can cause pain, stiffness, inflammation, or reduced mobility. Some examples of musculoskeletal disorders are:
- arthritis
- degenerative disc disease
- spinal stenosis
- osteoporosis
- fibromyalgia
To qualify for SSDI benefits based on a musculoskeletal disorder, you must show that your condition limits your ability to perform basic work activities, such as sitting, standing, walking, lifting, carrying, or reaching.
Also provide medical evidence that supports your diagnosis and the severity of your symptoms.
If you meet or exceed the requirements of any of these listings, the approval for SSDI benefits can be automatic.
However, even if you do not meet a listing, you may still qualify for SSDI benefits if you can prove that your condition prevents you from doing any type of work that exists in the national economy.
Mental Disorders
Mental disorders are conditions that affect the brain and impact a person’s mood, behavior, cognition, or perception. They can cause emotional distress, impaired functioning, or reduced quality of life.
Some examples of mental disorders are:
- depression
- anxiety
- bipolar disorder
- schizophrenia
- post-traumatic stress disorder (PTSD)
- autism spectrum disorder
According to the SSA, mental disorders are the second most frequently approved disability category for SSDI benefits. In 2020, about 26% of all SSDI awards were based on mental impairments.
To qualify for SSDI benefits based on a mental disorder, you must show that your condition limits your ability to perform basic work activities, such as understanding, remembering, interacting with others, concentrating, or adapting to changes.
You must also provide medical evidence that supports your diagnosis and the severity of your symptoms.
Other Common Disabilities
Besides musculoskeletal and mental disorders, there are other types of disabilities that can qualify for SSDI benefits. Some of these are:
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Cancer
Cancer is a disease that causes abnormal cell growth and can spread to other parts of the body. It can cause pain, fatigue, weight loss, nausea, or organ damage.
The SSA has a list of specific criteria for different types of cancers in its Listing of Impairments. If you meet or equal one of these listings, you can be automatically approved for SSDI benefits.
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Cardiovascular Disorders:
Cardiovascular disorders are conditions that affect the heart or blood vessels.
They can cause chest pain, shortness of breath, irregular heartbeat, or stroke.
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Respiratory Disorders:
Respiratory disorders are conditions that affect the lungs or airways.
They can cause coughing, wheezing, breathing difficulties, or infections. The SSA has a list of specific criteria for different types of respiratory disorders in its Listing of Impairments.
How to Increase Your Chances of Getting Approved
If you have a disability that prevents you from working, you may be eligible for SSDI benefits. However, getting approved is not always easy.
The SSA has strict rules and criteria for determining who qualifies for SSDI benefits.
Many applicants are denied at the initial stage or have to go through a lengthy and complex appeals process. To increase your chances of getting approved, here are some tips:
Apply as soon as possible.
- The sooner you apply, the sooner you can start receiving benefits if you are approved. Also, applying early can help you avoid losing eligibility due to the work credits requirement. You need to have worked and paid Social Security taxes for a certain number of years before becoming disabled to qualify for SSDI benefits. The longer you wait to apply, the more work credits you may lose.
Gather all the relevant medical evidence.
- The SSA will need to see proof of your diagnosis and the severity of your symptoms. You should provide copies of your medical records, test results, treatment plans, and doctor’s opinions that support your claim. You should also keep track of your medications, side effects, and any changes in your condition. The more medical evidence you have, the stronger your case will be.
Follow your doctor’s orders.
- The SSA will also consider how well you are following your prescribed treatment and whether it is helping your condition. You should follow your doctor’s orders and take your medications as directed. You should also attend all your appointments and report any changes in your condition to your doctor. If you fail to follow your treatment or cooperate with your doctor, the SSA may deny your claim or reduce your benefits.
Hire a disability advocate or attorney.
- Applying for SSDI benefits can be confusing and overwhelming. You may not know how to fill out the forms, what evidence to submit, or how to deal with the SSA. A disability advocate or attorney can help you with every step of the process. They can help you gather and organize your medical records, prepare and submit your application, communicate with the SSA on your behalf, and represent you at any hearings or appeals. A disability advocate or attorney can also advise you on the best strategy for your case and increase your chances of getting approved.
Conclusion
SSDI benefits can provide financial support and peace of mind for people with disabilities who cannot work.
However, not all disabilities are equally likely to be approved by the SSA.
Some of the most common types of disabilities that qualify for SSDI benefits are musculoskeletal disorders, mental disorders, cancer, cardiovascular disorders, and respiratory disorders.
If you have one of these or any other type of disability that prevents you from working, you should apply for SSDI benefits as soon as possible. You should also gather all the relevant medical evidence, follow your doctor’s orders, and hire a disability advocate or attorney to help you with your claim.
By doing so, you can increase your chances of getting approved and receiving the benefits you deserve.